Thank You for being brave

In our first week together, you will define what a healthy financial life looks like to you in your fall season of life. You will take a financial self-assessment that will help you set your intentions for the course. You will explore the foundational benefits of gratitude and mindfulness. We will then dig into the quantitative elements as you gain a deeper understanding of how some financial tools work and the difference between fixed and variable income sources.

You will gain a deeper understanding of different types of income sources and considerations to make before “turning on a faucet”. You will look at where your money has been going as you reconnect (non judgementally) with your past decisions. You will start creating your Intentional Spending plan that will be a work in progress over the course.

In the third module we will explore why giving is a vital part of a healthy retirement life. We will look at the personal benefits and examine who you want to be as a giver. We will educate you as to creative modalities to leverage your financial giving – either while you are living, or upon your passing. The taxation benefits don’t hurt as you build a giving strategy into your intentional spending plan!

At our halfway point, we will delve into the benefits of growing and nurturing your financial life in your unique version of retirement. You will clarify your “why” and then we will drill down on how to best create wealth to address the opportunities and concerns around:

• Longevity
• Liquidity
• Lifestyle
• Legacy

You will build aspects of growing your financial life into your intentional spending plan as it fits into your version of true prosperity.

Heading into your fall season of life, protection takes on a whole new dynamic and in module five we will explore different elements of safeguarding both your personal identity and financial resources. From elder abuse to the financial implications of long-term care costs, protecting yourself and family members is paramount. What do you need to include in your spending plan to cover the transfer of risk or to build wealth as you deem appropriate?

Protecting your legacy is the topic for our time together in module six. This will include looking at the difference between wealth transfer and estate planning. We will look at the tools that will serve you and your family and how to use them wisely.

We start winding down our time together in module seven with one of the driving elements – how to create safe financial boundaries and make spending choices. There are tools you will explore to clarify your values and how you want to use your money to support you in living a life of no regrets. You want to be in charge, and this module will leave you feeling a victor, not a victim.

Our wrap up will include looking at the challenges of change and how you want to build on your successes over the course, or address some of the challenges. You will have created new mindsets around your money and understand your financial resources in new ways. Knowing that none of us will ever have complete control over anything in our lives, you will feel empowered in your financial choices as you move into and through your retirement years.