In 2008, I had a couple come to me distraught about their financial position.  They

My parents gifted me a cash value life insurance policy when I was in the process

The question:   “I received an inheritance, how is that going to impact my taxes?” My

Fires and floods have thrown up literal detours for navigating our valley over the

Summer of 2018 has been punctuated by natural catastrophes.  Fires, volcanoes, and